Our
fees
Working with a financial adviser is only a wise move if you can be confident that what it costs is worth it. See our charging structure for yourself on this page.
Value beyond measure
There’s little to compare to the peace of mind that comes with having a trained professional looking after your wealth. But beyond the emotional benefits, there’s a practical reason to seek expert help with your finances rather than trying to handle matters yourself.
Research by Vanguard suggests working with a financial adviser can add around 3% net returns to your assets. At Oculus Wealth Management, working towards this goal is just one example of the value we aim to provide for our clients every day.
How we charge
We charge a competitive, percentage-based annual fee, calculated on the value of the assets we manage for you. (See the table below for full details.)
Unlike many advisory firms, our fees are capped. We don’t charge on assets above a certain threshold (currently set at £3 million). This ensures that clients with larger portfolios benefit from a fair and transparent fee structure.
For those with significant wealth, this approach offers peace of mind. It means you’re working with a firm that combines high-quality, independent advice with one of the most cost-effective fee models in the industry. This approach is driven not by maximising charges, but by doing what’s right for our clients.
| Service | What’s included | Cost |
|---|---|---|
| Financial review | A detailed review of your overall financial circumstances and long-term goals | Non-complex report: Complex report (such as Inheritance Tax planning or pension reviews): Investing or transferring funds: |
| Focused advice | Expert help with a particular area, such as analysis of your existing pension planning, or specific investment needs | Non-complex report: Complex report: |
| Transactional advice (for existing ongoing clients) | Advice and recommendations on plans and products already under our management | No extra charge |
| Ongoing reviews | An annual consultation to reassess your goals and objectives A review and recommendation on the ongoing suitability of your Oculus monitored assets Access to our online valuation portal where applicable Regular news bulletins updating you on financial issues Year-round access to our client advisory team Liaising with other professionals such as accountants, as required Maintenance of your records and information Tax planning, where required | Annual monitoring of assets: For example, if the assets totalled £1 million, then the annual charge would be £7,000 (0.70%), or £583 per month. Note: Cost is charged at the final tier rate as opposed to through the tiers. Fees will be assessed on the anniversary of the service and will remain unaltered until the next annual review. Tax planning advice is not regulated by the Financial Conduct Authority. |
What’s included
A detailed review of your overall financial circumstances and long-term goals
Cost
Non-complex report:
£1,500 plus VAT
Complex report (such as Inheritance Tax planning or pension reviews):
£3,000 plus VAT
Investing or transferring funds:
0.80% of funds up to £750,000
0.70% of funds between £750,000 and £1.5 million
0.60% of funds between £1.5 million and £2.25 million
0.50% of funds between £2.25 million and £3 million
What’s included
Expert help with a particular area, such as analysis of your existing pension planning, or specific investment needs
Cost
Non-complex report:
£500 plus VAT (minimum)
Complex report:
£1,500 plus VAT (minimum)
What’s included
Advice and recommendations on plans and products already under our management
Cost
No extra charge
Note: If a new plan or addition to an existing plan is required, any new assets will be subject to the ongoing charge percentages.
What’s included
An annual consultation to reassess your goals and objectives
A review and recommendation on the ongoing suitability of your Oculus monitored assets
Access to our online valuation portal where applicable
Regular news bulletins updating you on financial issues
Year-round access to our client advisory team
Liaising with other professionals such as accountants, as required
Maintenance of your records and information
Tax planning, where required
Cost
Annual monitoring of assets:
0.80% of assets up to £750,000
0.70% of assets between £750,000 and £1.5 million
0.60% of assets between £1.5 million and £2.25 million
0.50% of assets between £2.25 million and £3 million
For example, if the assets totalled £1 million, then the annual charge would be £7,000 (0.70%), or £583 per month.
Note: Cost is charged at the final tier rate as opposed to through the tiers. Fees will be assessed on the anniversary of the service and will remain unaltered until the next annual review.
Tax planning advice is not regulated by the Financial Conduct Authority.
Kind words from our valued clients
Contact us
Whatever support you need, get in touch with our expert team today, and start a conversation that might just make a meaningful difference to your financial future.